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If you have less than £23,250 in savings, you may get some or all of your adult social care costs covered. A financial assessment will determine any financial support you are eligible for.
The deferred payments scheme allows client who own their own home, to make an arrangement whereby they do not have to sell their home during their lifetime to pay their care costs.
Instead, we will pay the cost and recover the money owed by the client, plus interest and administration fees, as specified in the deferred payments agreement.
We will offer a deferred payment arrangement (DPA) to people who meet the criteria governing eligibility and who are able to provide adequate security for the debt.
The eligibility criteria are covered in section 11 of the deferred payments policy (PDF, 233KB).
The scheme allows the council to continue to meet the difference between your assessed contribution (what you pay) and the cost of the care home. The difference
is called the deferred contribution.
Before applying for a DPA, you should read the deferred payments policy and the deferred payments agreement for a full understanding of terms and arrangements.
Key points are:
If you would like to apply for the deferred payments scheme you should speak to your financial assessment officer or call the financial assessment section on
020 8726 6000 ext: 44074 or the charging help line on 020 8760 5676.
Or email: Residentialfa@croydon.gov.uk
You can also email enquiries to deferredpayments@croydon.gov.uk.
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