Croydon energy loans Interest free loans of up to £6,000 for applicants either over the age of 60 or have a disability, or in receipt of an income related benefit whose property is in need of energy efficiency measures (for example, new heating system). Home Investment Loans Interest free loans of up to £20,000 for applicants whose property is in serious disrepair. The loans are means tested and designed for people on low incomes and/or certain benefits. Conditions attached to all loan assistance These conditions are applicable to home investment loans, home repair loans and Croydon energy loans. Loan assistance - Frequently asked questions Frequently asked questions around home loans, including repayments, rates of interest and whether you can use your own contractors. Home Repair Loans Interest free loans of up to £3,000 for applicants over the age of 60 and/or have a disability whose property is in need of minor repairs and safety measures.