Lending money without authorisation from the Financial Conduct Authority (FCA) is a criminal offence.  The Stop Loan Sharks England Illegal Money Lending Team (IMLT) work to investigate loan sharks.  Loan sharks are illegal money lenders who operate below the regulatory radar.  If you have borrowed money from someone who is not authorised by the FCA you have not broken the law, the lender has.  

For further information, help and support please visit: www.stoploansharks.co.uk