London Borough of Croydon

Debt Advice

Are you worried about your bills? How do I know if I’m in debt? What can I do about it?  These are two of the common questions asked by those who think they are affected by debt. As a Council we are committed to helping customers with manageable payment plans for those that are in debt with us. If you are in debt to the Council please contact as early as possible. We want to help you reduce any debt you owe in a manageable way.

Telephone Croydon Council Money Advice Service : 020 8726 6000 ext 63696

or see our Debt advice web page


 Before you borrow money or enter into an unaffordable arrangement do you know how much money you actually spend? Do you have any money left after you have paid your important bills? Work out your spending habits and see if you can make some savings using this online budget planner.

Borrowing Money

Make sure you get advice BEFORE you borrow money. It’s important to make sure you will be able to keep up the repayments; otherwise you could be taken to court and might even lose your home or other valuable possessions.

Our downloadable leaflet has lots of information about different forms of credit and how to borrow sensibly.

Discretionary Housing Payment

If you are having difficulty making your rent payment and need help or assistance with a deposit and rent in advance,  you may be eligible for a Discretionary Housing Payment.

Croydon Discretionary Scheme

Are you struggling with a one off emergency expense or moving out of residential care? We may be able to help you. Croydon Discretionary Support



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